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Is your rental property income sufficiently protected?

04 Jan 2022

Owners of rental strata properties need to ensure they take out insurance to cover landlord’s fixtures and fittings, rent default and public liability for inside their lots / units.

Strata Insurance provides cover for a range of circumstances specifically related to living in a strata community, including:

  • Public Liability – covers legal liability of Owners Corporations Contents – covers common contents such as appliances, equipment, furniture, fittings and works of art in any common area for which the Owners Corporation is responsible.

  • Fidelity Guarantee (optional extension) – protection for the Owners Corporation against fraudulent embezzlement or fraudulent misappropriation of the Owners Corporation’s funds and tangible assets.

  • Office Bearers (optional extension) – protects members of the Owners Corporation committee where liability has arisen from an alleged or wrongful act, omission or breach of duty.

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