Strata residents often volunteer for odd jobs around their Strata property. However, they also tend to volunteer with the belief that they’re covered for Personal Accident under Strata Insurance if they become injured. Unfortunately this isn’t always the case!
Ensure your clients are fully informed of what is covered before volunteering their services, and whether it would instead be smarter to engage a professional contractor.
While all Strata Insurance policies generally include a Personal Accident section to protect Volunteer Workers in the event they sustain an injury, most are not aware of how limited the cover actually is.
Many residents living as part of an Owners Corporation (OC) often volunteer to do useful jobs around a Strata property. Whether it be taking rubbish bins out, mowing the lawn or doing a bit of handywork in the common area, volunteering can come in many forms.
Unfortunately however, volunteers can sustain unexpected injuries on the odd occasion.
In this article we explain the insured features of Voluntary Workers cover, but first let’s start with the basics.
What is personal accident cover for Voluntary Workers?
Personal Accident Cover for Voluntary Workers is designed to provide compensation to any person who voluntarily works on behalf of the OC, and becomes injured in the course of carrying out their voluntary activity.
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